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PET COVER

Pet Insurance offers basic cover for loss/death of insured animals due to; accident, disease, epidemics or euthanasia on advice of a qualified vet doctor.

What is covered ? Any animal kept not for economic gain but the owner’s comfort, companionship and/or sentimental value. For example Security Dogs, cats, rabbits, among others.


The insurance will pay the owner of the animal should the animal die in any of the following circumstances:

  1. Accidental death caused by lightning, internal and external injuries, windstorm, snake bite, electrocution, flood, etc.
  2. Illness or disease.
  3. A widespread outbreak of an infectious disease affecting many animals at the same time in a region.
  4. Where your animal is in a great deal of pain and there is no chance of a favorable outcome, the pet can be put to sleep on the advice of a qualified veterinary surgeon to prevent suffering.

Straying and Theft risks

Where a pet leaves its home and cannot be traced and is presumed dead after a defined period.

Medical Cover (optional)

This is an optional benefit loaded to the basic cover and covers Medical expenses incurred as a result of illness and/or accident where treatment is carried out by a qualified veterinary surgeon.





  1. Destruction of a pet as a result of failure to comply with compliance with the requirements of any Statute, order of Government Department or Local Authority.
  2. Loss or death as a result of lack of or inappropriate vaccination programs.
  3. Consequential loss or loss of use.
  4. veterinary reports costs, valuation costs, vaccination costs, deworming and general animal care costs.
  5. Culling.
  6. Disease contracted prior to commencement of cover.



If you are interested in learning how much this insurance product would cost you, or if you are interested in purchasing this insurance product, please click Get Cover.

If you would like further explanation or assistance about this insurance product, please click I Need Assistance.

Download formswill give you access to any relevant documents for this insurance product, such as the claim form, proposal form, etc.