Funeral Expense Cover (Pumzisha)

Death is a traumatic event, however making plans ahead of time helps cushion yourself and your loved ones with lump sum payable within 48 hours provided.

Upon the death of a loved one, most people consider a dignified funeral a non-negotiable expense. Because they tend to be very costly and may come at a time when they are not expected, it is often difficult to manage the financial burden of a funeral. This situation is aggravated if the deceased had been a primary provider of income.


Why the Pumzisha cover?

Our funeral expenses include, among other things, mortuary fees, the cost of a casket, hearse, flowers, funeral programs and, refreshments. We have designed a funeral plan to cover most, if not all, funeral expenses in the event of an unexpected death so as to:

  • Minimize the financial impact of unexpected death on the surviving members of your family.
  • Ensure the surviving members of your family go through a smooth transition during this difficult period.
  • Provide you with peace of mind, knowing that the funeral expenses will be covered in the event of your death or that of a family member.

  • The cover allows you to include all members of your nuclear family together with your parents and parents-in-law and provide peace of mind thanks to APA pumzisha cover.

    Product Specification

    a) Premiums

    1. The premiums will be based on age bands (18-23,24-29,30-34,35-39 and so on).
    2. The premiums will be paid monthly or annually.
    3. The premium is payable up to the end of the term of the policy or on earlier death.
    4. Extra premiums will be charged for any additional member.

    b) Policy Terms

    1. The policy term ranges from 5 to 10 years.




    Our main products features include:


    Death Benefits

    A lump-sum benefit equal to 100% of the sum assured stated in the policy schedule will be payable as long as the policy is active on the occurrence of the insured event.
    Three sum assured options are available: 500,000/-, 300,000/-, 200,000/- 100,000/-, 70,000/- and 50,000/-.

    Accidental Death Benefits

    In the event death of the main life assured as a result of an accident, a lump-sum equal to twice the sum assured will be paid to the beneficiaries.

    If you are interested in learning how much this insurance product would cost you, or if you are interested in purchasing this insurance product, please click Get Cover.

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